Services - Due Diligence

Audit & Assurance

Investigations & Special Assignments

Due diligence

Internal Audit Services

3.1 Compliance and regulatory due diligence
Over the past few years, Malta has earned itself a reputation as an emerging financial services centre. This together with Malta becoming a member of the European Union, makes these exciting yet challenging times. Financial services regulation worldwide is changing rapidly. Malta’s case is certainly no exception. Financial services companies need to ensure compliance with all relevant regulation. Often, legislation is found to be complex, and its remit wide and far-reaching, such that entities require professional assistance in the review of their strategies and the improvement of their business practices to ensure that their actions comply with their extensive obligations.

Jes Pace & Co provides the support and valuable insight that your entity requires to ensure compliance with financial services legislation. As part of a global network of professional services firms with a clear insight and knowledge of the financial services sector, Jes Pace & Co provides quality information on new regulatory developments. Moreover, we can help you to create a "compliance culture", and provide compliance resources to supplement your institution’s internal compliance function

3.2 Financial due diligence
Be it public or private market transactions, businesses need to be satisfied on the reasonableness of the value at which the transaction is being transferred. All businesses involved in an acquisition, as buyers or sellers, need to ensure that the financial information they hold is as accurate as possible, not only to prevent paying too much (or in a seller’s case receiving too little) but also to ensure that their governance and risk management objectives are met. Together with information and advice provided, the data allows the directors to approve the proposed transaction confident in the knowledge that they were meeting their commercial and legal obligations.

3.3 Commercial and market due diligence
Making an acquisition means considering not only the merits of an individual business, but also the context in which the business operates. Any business seeking to make an acquisition needs to understand not only the specific performance of the intended target, but how this relates to projected market conditions and its competition within a specific industry. A potential acquisition may be projecting very high earnings. These need to be validated against data from the market to test their reliability. Equally, earnings projections may be based on the development of new products or markets. These assumptions also need to be assessed against the broader general market.

Jes Pace & Co ’s commercial due diligence services are supported by our dedicated industry expertise and our broad geographical reach. Our understanding of specific markets allows us to assess assumptions and projections and provide efficient, cost-effective services in a timely manner. The extent of our global reach means that we can help our clients spot opportunities and advise them on all the relevant factors to help them establish themselves in the appropriate markets.